To obtain a FREE 2005 Tax Planning Guide please email or call Ryter & Company, P.C. The Guide covers the following key points:

For All Individual Taxpayers

• Filing Status and Tax Rates
• Children and Other Dependents
• Deductions
• Retirement Savings Plans
• Education Tax Incentives
• Alternative Minimum Tax

For Investors

• Capital Gains and Losses
• Tax-exempt Municipal Bonds

For Homeowners

• Selling Your Home
• Home Offices

For Retiring Individuals

• Retirement Plan Distributions
• Social Security Benefits

For Business Owners

• Forms of Business Ownership
• Depreciation and Other Expenses
• Alternative Minimum Tax
• Miscellaneous Items
• Need More Information